All resources in Oregon Personal Financial Education

Booklet: Your Money, Your Future

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This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.

Material Type: Lesson Plan, Module, Teaching/Learning Strategy, Unit of Study

Author: Cindy Lowe

Case Studies: Review debt problems and possible ways to handle them

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Students will learn the consequences of not paying one’s debts and the choices of last resort for out-of-control debt. Students will explain how using [types of predatory loans] can cause a vicious cycle of debt. Bankruptcy is also introduced, and the various costs associated with bankruptcy are outlined. The students will discover what steps a person can take to avoid filing for bankruptcy, including seeing a credit counselor.

Material Type: Assessment, Case Study

Author: Cindy Lowe

ABCs of Investing

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Assignment can be used to assess understanding of investing concepts. Students use both knowledge and creativity to design a slide show of terms that relate to investing. *See Resource Library for attachments (rubric and student example).

Material Type: Homework/Assignment

Author: Joan Gard

Taxes

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This lesson gives a brief overview of taxes. The powerpoint has links for additional information, a link for an online quiz, and a video. There is a crossword, key, and a word bank.  

Material Type: Activity/Lab, Lesson Plan

Author: Brittney Patterson

Tax Game

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The link between a set of taxes and income distribution is an important, but difficult, concept taught in economics principles courses. The Tax Game simulation requires a student to set tax rates for an income tax, a property tax, a wealth tax, a payroll tax, a corporate income tax, a sales tax,and an excise tax. The student can choose any rates he or she wishes, but must achieve a given revenue target.

Material Type: Activity/Lab

Author: Betty J. Blecha

Tax brackets and progressive taxation

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A progressive tax system is a tax in which the percentage of taxes paid (the average tax rate) increases as income increases. Income is broken down into tax brackets, and each bracket's marginal tax rate increases as you move into higher brackets. Learn how to use tax brackets to calculate income tax in this video. Created by Sal Khan.

Material Type: Lesson

Author: Sal Khan