Utah High School Personal Finance Teaching Resources
(View Complete Item Description)Unit plans, videos, and interactive practice aligned to Utah's General Financial Literacy (GFL) course standards.
Material Type: Lesson, Module, Unit of Study
Unit plans, videos, and interactive practice aligned to Utah's General Financial Literacy (GFL) course standards.
Material Type: Lesson, Module, Unit of Study
At the completion of this lesson, students will have a better understanding of how they make informed personal decisions that can affect income generation.
Material Type: Lesson Plan
In this Case Study Activity, students will take on the role of a credit counselor to assist a borrower who finds himself in serious financial distress. Several options will be presented, and students will identify pros and cons of each approach and choose a path forward.
Material Type: Activity/Lab, Lesson Plan
This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.
Material Type: Lesson Plan, Module, Teaching/Learning Strategy, Unit of Study
Students will learn the consequences of not paying one’s debts and the choices of last resort for out-of-control debt. Students will explain how using [types of predatory loans] can cause a vicious cycle of debt. Bankruptcy is also introduced, and the various costs associated with bankruptcy are outlined. The students will discover what steps a person can take to avoid filing for bankruptcy, including seeing a credit counselor.
Material Type: Assessment, Case Study
Assignment can be used to assess understanding of investing concepts. Students use both knowledge and creativity to design a slide show of terms that relate to investing. *See Resource Library for attachments (rubric and student example).
Material Type: Homework/Assignment
Unit with lessons about credit, credit cards, loans, mortgages, and predatory lending.
Material Type: Lesson Plan, Unit of Study
Students read a handout about taxes and respond to questions to explore the relationship between working and taxes.
Material Type: Lesson Plan
This collection contains lessons that cover the standards for Personal Financial Literacy.
Material Type: Lesson Plan, Unit of Study
This classroom activity introduces students to the 16 career clusters, and provides them an opportunity to find two careers to match each career cluster in a group activity.
Material Type: Game
In This Collection: Media Gallery (2), Video (2), Interactive (1), Lesson Plan (1) for Grades 6-8, 9-12
Material Type: Interactive, Lesson, Lesson Plan
The federal individual income tax is certain. The December 2018 issue addresses basic facts about the federal individual income tax and the new changes in taxation laws in the 2017 Tax Cuts and Jobs Act.
Material Type: Lesson, Reading
This unit is designed to give learners a basic understanding of the US Tax system through explanation of income and payroll related taxes.
Material Type: Lesson Plan, Reading, Unit of Study
This lesson gives a brief overview of taxes. The powerpoint has links for additional information, a link for an online quiz, and a video. There is a crossword, key, and a word bank.
Material Type: Activity/Lab, Lesson Plan
Federal individual income tax must be paid to the U.S. government, but the amounts paid vary widely. The December 2016 issue of Page One Economics: Focus on Finance addresses basic facts about the tax—its history, purpose, and current structure.
Material Type: Lesson, Reading
Refund anticipation checks are often offered by tax preparers as a way to get your tax refund faster than normal—especially if you don’t have a bank account. Also, some check-cashing stores and payday lenders are able to issue refund anticipation loans. This video takes a look at the costs of these options and suggests some cheaper alternatives.
Material Type: Lecture
The link between a set of taxes and income distribution is an important, but difficult, concept taught in economics principles courses. The Tax Game simulation requires a student to set tax rates for an income tax, a property tax, a wealth tax, a payroll tax, a corporate income tax, a sales tax,and an excise tax. The student can choose any rates he or she wishes, but must achieve a given revenue target.
Material Type: Activity/Lab
A clarification on married taxes.
Material Type: Lesson
A progressive tax system is a tax in which the percentage of taxes paid (the average tax rate) increases as income increases. Income is broken down into tax brackets, and each bracket's marginal tax rate increases as you move into higher brackets. Learn how to use tax brackets to calculate income tax in this video. Created by Sal Khan.
Material Type: Lesson
Understanding what a tax deduction is. Created by Sal Khan.
Material Type: Lesson