CashOnHand - Needs vs Wants - Don - ASL/English
(View Complete Item Description)Financial literacy - CashOnHand - Needs vs Wants - Don - ASL/English
Material Type: Lesson
All resources in Oregon Personal Financial Education
CashOnHand - Needs vs Wants - Don - ASL/Spanish
(View Complete Item Description)Financial literacy - CashOnHand - Needs vs Wants - Don - ASL/Spanish
Material Type: Lesson
Financial Literacy: Saving $
(View Complete Item Description)Once you have learned how to plan out your finances and how to make money, it’s time to learn how to save it. In this section, learn about bank accounts, responsible spending, and ways to save money through reimbursements and fee waivers.
Material Type: Reading
Budgeting and Goal Setting
(View Complete Item Description)At the most basic level, a budget is a way to keep track of the money you are getting and the money you are spending. A budget is a great way to make sure that you can cover your expenses from month to month. If you have a set income that you use to cover your expenses, chances are, making a budget is the right choice for you.
Material Type: Reading
Financial Literacy - Spending 101
(View Complete Item Description)The best part of making money is being able to spend it! In this section, we will talk about spending money, and share some resources to help you make good spending decisions. It is important to find a balance between the money you spend on necessities, the money you save, and the money you can spend on whatever you want. The easiest way to differentiate is by making a budget. A budget is a way for you to determine how much money you need to spend per month on necessities such as rent and food, decide how much you wish to save, and then understand how much money you have left over to spend.
Material Type: Reading
Money Matters: Using Credit Cards with Care
(View Complete Item Description)During this lesson, the student(s) will:• Understand the risks of credit cards and how interest rates can increase your credit card balance. • Learn about credit records and the importance of good credit.• Explain why it’s important to pay credit card bills in full and on time.
Material Type: Lesson
Money Matters Unit 7: Budgeting and Savings
(View Complete Item Description)Unit 7 Money Matters: Lessons on Budgeting and Savings
Material Type: Unit of Study
Financial Literacy and Popsicle Stick Bridges
(View Complete Item Description)These two videos teach students how to build a structurally sound popsicle stick bridge then uses this lesson to teach the importance of budgeting.
Material Type: Lesson
Budget Breakdown: High School vs. Adult
(View Complete Item Description)Students will analyze monthly household expenses, explain the benefits of using a budget, and create a sample budget.
Material Type: Lesson Plan
Budget Categories
(View Complete Item Description)While completing a digital worksheet, students will describe the purpose of a budget, classify expenses as needs and wants, and explain the difference between gross pay and net pay.
Material Type: Lesson Plan
Budgeting Lesson
(View Complete Item Description)Students will create a zero-budget from a projected salary for a career of their choice, practicing the PYF principle and learning realistic costs of living.
Material Type: Lesson Plan
Budgeting & Checking Activity - Financial Literacy
(View Complete Item Description)This is a simulation for students to integrate several concepts on saving and banking into one project.
Material Type: Lesson Plan
Dollars and Sense: Navigating Your Paycheck
(View Complete Item Description)Students will comprehend their paycheck, the voluntary and compulsory withholding of income, basic payroll concepts, and explanations of tax documentation.
Material Type: Lesson Plan
Lesson Plan: Evaluating savings methods and investment strategies
(View Complete Item Description)Students will gain a comprehensive understanding of savings vocabulary and products, the PYF concept, and the importance of preserving principles in the face of inflation. Class Time Needed: 75-90 minutes Block Schedule Lesson
Material Type: Lesson Plan
Lesson Plan: Opportunity Costs & Tradeoffs When Decision Making
(View Complete Item Description)Students will play an online game called “SPENT” and experience what it’s like to live paycheck to paycheck. Game play will be followed with reflection questions and class discussion. Class Time Needed: Appox 45-60 min.
Material Type: Lesson Plan
The Importance of Budgets - Lesson and Activity
(View Complete Item Description)This lesson teaches students about the importance of budgets. First, use the Discussion Guide (found in Task 1) to teach students about this concept. Then, use the activity (found in Task 3) to assess their understanding. This activity allows students to understand the importance of budgeting, as well as to interpret and analyze budgeting decisions. A sample answer guide is provided in the Resource Library. A full lesson module related to this concept can be found on the MBA Learning Center. Visit mba.instructure.com and search for "FI:106" in the Commons.
Material Type: Activity/Lab, Lesson Plan
Social Media and Spending - NGPF Mini Unit 0.2 (Money and Me)
(View Complete Item Description)Overview: Estimated Lesson Time: 45 minutes Students will be able to: -Understand how social media can influence spending habits -Analyze marketing techniques from social media and advertising that encourage spending ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Activity: Budgeting "with Beans"
(View Complete Item Description)In Round 1, students learn to allocate their "20 bean salary" according to which options they want to spend their beans on. Round 2 forces the students to reduce their salary to 13 beans and make decisions about where they should make their "cuts". Round 3 includes some "life happens" challenges that allow students to make more decisions on where to move the beans in order to deal with the situations. This activity completes with some reflection questions on how this activity relates to budgeting with real income.
Material Type: Activity/Lab, Lesson Plan
Assignment: Family Budget
(View Complete Item Description)This is a full project that can be used in to meet standards around budgeting and money management. This usually takes the students about 5 hours to complete and it is very comprehensive to cover all future spending. The assignment requires the students to "screenshot" proof of items they found for their budget (and support each item with evidence). Students really enjoy this project (and adults have used it too for budgeting in real life!). Students may chose to have $0 spending on some items (pets, legal, etc.), but they should explain their reasoning for entering a zero. As well, students should enter savings into their budget (at least 10% of earnings).
Material Type: Activity/Lab, Homework/Assignment
Budgeting Analysis: Are They Making Ends Meet?
(View Complete Item Description)This task allows the students to create a family’s cash flow budget based on their current situation, analyze strengths, weaknesses, opportunities, and threats to their household budget, and give the family some financial advice. The assignment also asked the students various planning questions regarding family budgets, events that affect the budget and variables to consider when a household plans their budgets.
Material Type: Activity/Lab, Homework/Assignment