Interesting Interest Rates
(View Complete Item Description)This real world task requires students to compare differing interest rates.
Material Type: Activity/Lab
All resources in Oregon Personal Financial Education
Interest rate swap 1
(View Complete Item Description)The basic dynamic of an interest rate swap. Created by Sal Khan.
Material Type: Lesson
Interest rate swap 2
(View Complete Item Description)The basic dynamic of an interest rate swap. Part 2. Created by Sal Khan.
Material Type: Lesson
Getting Real About Interest Rates
(View Complete Item Description)Do you know the difference between nominal and real interest rates? If you're not sure, then it's time to "get real" about interest rates. In this episode of The Economic Lowdown, you will learn how inflation influences the real return on your deposits, how it impacts borrowers and lenders differently, and why price stability—a responsibility of the Federal Reserve System—is important.
Material Type: Lecture
Investment and real interest rates
(View Complete Item Description)Intuition as to why high real interest rates lead to low investment and why low rates lead to high investment. Created by Sal Khan.
Material Type: Lesson
Introduction to interest
(View Complete Item Description)Interest is effectively a rent on money. In this video, we think about what an interest rate really is. Learn about the difference between simple interest and compound interest and how interest is calculated on a loan using an example of calculating the interest rate on a loan. Created by Sal Khan.
Material Type: Lesson
Finance & Economics: Relationship Between Bond Prices and Interest Rates
(View Complete Item Description)This 14-minute video lesson explains why bond prices move inversely to changes in interest rate. [Core Finance playlist: Lesson 55 of 184]
Material Type: Lecture
Interest (part 2)
(View Complete Item Description)In this video, we expand the equation to calculate simple interest for a single period, P*(1+r), to calculate interest when interest is charged for more than one period and that interest is compounded at different intervals. By doing so, we can better understand the difference between simple and compound interest. Created by Sal Khan.
Material Type: Lesson
The rule of 72 for compound interest
(View Complete Item Description)Using the Rule of 72 to approximate how long it will take for an investment to double at a given interest rate. Created by Sal Khan.
Material Type: Lesson
Annual percentage rate (APR) and effective APR
(View Complete Item Description)The annual percentage rate (APR) that you are charged on a loan may not be the amount of interest you actually pay. The amount of interest you effectively pay is greater the more frequently the interest is compounded. In this video, we calculate the effective APR based on compounding the APR daily. Created by Sal Khan.
Material Type: Lesson
Nominal interest, real interest, and inflation calculations
(View Complete Item Description)The market for loanable funds brings savers and borrowers together. We can also represent the same idea using a mathematical model. In this video, learn about the savings and investment identity.
Material Type: Lesson
Finance and capital markets: Interest
(View Complete Item Description)This 9 minute video will show students how to calculate interest and then shows them the difference when interest is calculated using simple v. compounded. This video will also discuss interest as "the cost of money" and demonstrates in examples how much a person borrows v. pays back when the interest rate is low v. high. This video will enforce the standards EPF. 13 and 18
Material Type: Lecture
Introduction to interest
(View Complete Item Description)Interest is effectively a rent on money. In this video, we think about what an interest rate really is. Learn about the difference between simple interest and compound interest and how interest is calculated on a loan using an example of calculating the interest rate on a loan. Created by Sal Khan.
Material Type: Lesson
Who Wants to be a Millionaire? Understanding Compound Interest
(View Complete Item Description)Students will define compound interest, distinguish it from simple interest, calculate compound interest using a compound interest rate calculator, and apply the concept to real-life scenarios. Class Time Needed: 90 minutes
Material Type: Lesson Plan
Worksheet: Understanding Interest Rates
(View Complete Item Description)Students will read through a short description of positive and negative interest rates, then they will complete a chart developing explanations for specific scenarios. A teacher answer key is included.
Material Type: Homework/Assignment
Stax - Investing Game from Next Gen Personal Finance
(View Complete Item Description)Stax is an interactive game from Next Gen Personal Finance that let's students see the consequences of 20 years of investing decisions.
Material Type: Game, Interactive
Stock Market Strategies: Are You an Active or Passive Investor?
(View Complete Item Description)Stock market mutual funds offer investors diversified stock market portfolios, but there are several types. Actively managed funds attempt to “beat” the market by using research, forecasts, and judgment to pick stocks with the best growth prospects. Passively managed funds attempt to replicate the market by buying a representative sample of the stocks on a specific stock market index. Which to choose? The April 2016 issue of Page One Economics explains the efficient market hypothesis and how it might influence your investment decisions.
Material Type: Lesson, Reading
Why Do Bond Prices and Interest Rates Move in Opposite Directions?
(View Complete Item Description)Bonds. Just bonds. This November 2023 issue of Page One Economics helps learners navigate the world of purchasing, holding, and selling bonds. In addition to the basics, students will learn that the bond market, where existing bonds are bought and sold, creates a situation where bond prices and interest rates move in opposite directions.
Material Type: Lesson, Reading
Get Into Stocks - No-Frills Money Skills Video Series, Episode 3
(View Complete Item Description)Get Into Stocks is the third video in the Federal Reserve Bank of St. Louis series, No-Frills Money Skills. Through the story of a local ice-cream cart owner trying to expand her business, students learn about the process by which companies become publicly owned and traded by issuing stock. Students learn key terms, such as capital gains and dividends, and discover how the prices of stocks are affected by how successful a company is in its respective industry.
Material Type: Lecture
Finance and capital markets: Bonds
(View Complete Item Description)This 8 minute video will introduce students to bonds and what they are, how they raise revenue and benefit the buyer and seller of the bond. This video will aid in the mastery of standard EPF. 18 (b) (c)
Material Type: Lecture