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Budgeting and Goal Setting
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At the most basic level, a budget is a way to keep track of the money you are getting and the money you are spending. A budget is a great way to make sure that you can cover your expenses from month to month.

If you have a set income that you use to cover your expenses, chances are, making a budget is the right choice for you.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Fin Lit Resource Database
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Browse the resources below to find useful tools and articles to help you gain a richer understanding of your financial health. Use the filters to explore by topic or type.

Subject:
Economics
Social Science
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Financial Literacy - Getting Loans
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The idea of taking out loans can seem intimidating or counterproductive. But there are plenty of times when loans can come in handy. We’re not talking mortgage size loans here – loans don’t have to be for large amounts and they don’t have to be for tuition payments. Read on to learn how and when to use loans, and what may be the best options for you!

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Financial Literacy: Saving $
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Once you have learned how to plan out your finances and how to make money, it’s time to learn how to save it.

In this section, learn about bank accounts, responsible spending, and ways to save money through reimbursements and fee waivers.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Financial Literacy - Spending 101
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The best part of making money is being able to spend it! In this section, we will talk about spending money, and share some resources to help you make good spending decisions.

It is important to find a balance between the money you spend on necessities, the money you save, and the money you can spend on whatever you want. The easiest way to differentiate is by making a budget. A budget is a way for you to determine how much money you need to spend per month on necessities such as rent and food, decide how much you wish to save, and then understand how much money you have left over to spend.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Financial Literacy - Taxes
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Taxes can be a dry topic, but chances are that at some point, you’re going to have to file them! Read on for some tips and tricks regarding taxes that a typical young person must file.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Understanding Credit Cards
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You have probably seen credit cards in use, or maybe even have one yourself. But do you really know how they work? Read on to learn more about credit cards, why you might want one, and what you should consider before applying.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024