In this lesson, students learn about saving, savings goals, and income. They listen to the book Just Saving My Money by Mercer Mayer, a story about how Little Critter saves his money to buy a skateboard. Students use clues in the book's text and pictures to answer questions. After listening to the story, students play a game where they each have a savings goal, earn income, and save money until that savings goal is met. Students write math sentences to determine whether they have saved enough to reach their goals. Students also set their own savings goals and tell how they could earn income to meet them.

Kiddynomics: An Economics Curriculum for Young Learners is a set of lessons designed to introduce young children to the economic way of thinking. Informed decision-making is a critical thinking skill that students can use throughout their school, personal, and work lives. And, as citizens in a democratic society, they should understand basic principles of how the economy operates. Beginning economic education early and building on that learning throughout students’ education is the best way to ensure they develop vital decision-making skills.

Students learn about saving, savings goals, interest, borrowing and opportunity cost by reading Less Than Zero. Students use a number line and a line graph to track spending and borrowing in the story.

In this lesson, students will be able to:
-Explain what a checking account is used for
-Understand the variety of ways they can deposit and withdraw funds from their checking account
-Describe the consequences of not being in the banking system
-Read a bank statement
-Understand what the various components of a bank statement mean to interpret where their money goes

Have you ever heard someone say "Back in my day, a gallon of gas cost a quarter!" Comparing today's prices with prices "back in the day" can be misleading. Both inflation and deflation between then and now have to be taken into account. Read the August 2013 issue to learn more about the effects of inflation on prices.

Students will compare the price of goods from one time period to another and through discussion and role play interpret the effects of inflation on consumers. They will categorize goods and services according to the eight major groups of the consumer price index and be able to determine the difference between the Consumer Price Index (CPI) and the core CPI.

This is a three-credit course which covers topics that enhance the students’ problem solving abilities, knowledge of the basic principles of probability/statistics, and guides students to master critical thinking/logic skills, geometric principles, personal finance skills. This course requires that students apply their knowledge to real-world problems. A TI-84 or comparable calculator is required. The course has four main units: Thinking Algebraically, Thinking Logically and Geometrically, Thinking Statistically, and Making Connections. This course is paired with a course in MyOpenMath which contains the instructor materials (including answer keys) and online homework system with immediate feedback. All course materials are licensed by CC-BY-SA unless otherwise noted.

Students listen to a story written in rhyme about a bunny who has a lot of money in her piggy bank. Students distinguish between spending and saving and goods and services. They play a matching game to review the content of the story and to practice rhyming words.

Unsure of how to invest your money? Whether to rent or buy? Or which career path is right for you? We've all asked ourselves these questions, and it seems that everywhere you turn — the TV, radio, financial advisors, friends, and family — someone has an answer. In this course we turn down the noise to bring you sound advice. With two seasoned economists as your guides, you’ll walk through what everyone needs to know about personal finance.

In the fifth episode of the No-Frills Money Skills Video Series, "Mutual Benefit," students learn what investment companies are and how mutual funds work. The video shows the difference between savings and investing and the importance of understanding risk versus reward.

This crosswalk aligns Next Gen Personal Finance's free curriculum to Oregon's High School Personal Financial Education Content Standards. Each standard is matched with the corresponding lessons from NGPF's Semester Course and supplemental resources. Each lesson links directly to NGPF's website, where you can find both the Student Activity Packet and Lesson Guide/Answer Key.

This Personal Finance dictionary contains terms and definitions from each of NGPF's units in the Curriculum. https://www.ngpf.org/curriculum

The Trimester Course uses 41 of the Semester Course’s lessons and features an additional 7 unique lessons to guarantee there are no content gaps. By the end of this course, students will have a thorough understanding of personal finance topics and be prepared to handle the financial responsibilities that exist after graduation.

The most important class you never took in school.

Short Description:
The United States has a financial education problem. We are taught to be savers, not investors. This book can help change how you approach money.

Long Description:
Nonelective Finance : The most important class you never took in school aims to fill the void left by the traditional education regarding an incredibly important adult life skill – Personal Finance. Across many metrics, the United States has a financial education problem. We are taught to be savers, not investors and often lose out on the life changing impacts of investing simply because we aren’t taught how important it really is. This book aims to upend that gap and completely change how you approach money. Whatever you might be passionate about, the information in here will undoubtedly help you pursue your own calling as well.

Jarah D. Macfarlane is the founder of Macfarlane Investors, a Washington State Registered Investment Advisory firm that aids clients from all walks of life participate in public markets. Jarah is an Accredited Portfolio Management Advisor by the College for Financial Planning and a registered Investment Advisor Representative of Macfarlane Investors LLC. Seattle born and raised, Jarah attended Ingraham High School and Seattle U before leaving to start his own firm. Outside of his work advising clients, Jarah hosts the Drawing Dead Podcast, enjoys lifting weights and frequents Seattle Mariners games.

Word Count: 31651

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Technological advances have created unprecedented opportunities for online financial education that can be used to improve financial literacy and money management practices. While online financial education programs have become popular, relevant research and theoretical frameworks have rarely been considered in the development of such programs. This article synthesizes lessons from literature and theories for the development of an effective online financial education program. Drawing from literature on financial literacy education and online education, implications and recommendations for integrating technology into online financial education programs for adults are discussed.

Buying a home is a major financial decision, and for young people in particular the entire process can seem overwhelming. Learn about mortgages and the steps people can take early in life to prepare themselves financially to buy a home, in this February 2022 issue of Page One Economics: Focus on Finance.

The February 2018 issue of Page One Economics: Focus on Finance focuses on an important milestone in transitioning to adulthood—getting your own place. The article discusses important topics related to renting, including careful preparation and effective planning, a realistic budget, weighing options against important criteria to make the best choice, and understanding a lease.

Where can borrowers get loans when banks and credit unions aren't an option? Maybe a low credit score, lack of collateral, or small loan amount don't fit with large lending sources. The November 2015 issue of Page One Economics: Focus on Finance describes a growing trend—peer-to-peer lending—as an alternative for borrowers and potential investment opportunity for lenders.

Personal Finance by Rachel Siegel and Carol Yacht is a comprehensive Personal Finance text which includes a wide range of pedagogical aids to keep students engaged and instructors on track.

This book is arranged by learning objectives. The headings, summaries, reviews, and problems all link together via the learning objectives. This helps instructors to teach what they want, and to assign the problems that correspond to the learning objectives covered in class.

Personal Finance includes personal finance planning problems with links to solutions, and personal application exercises, with links to their associated worksheet(s) or spreadsheet(s). In addition, the text boasts a large number of links to videos, podcasts, experts' tips or blogs, and magazine articles to illustrate the practical applications for concepts covered in the text.