In this lesson, students will be able to:
-Explain what a checking account is used for
-Understand the variety of ways they can deposit and withdraw funds from their checking account
-Describe the consequences of not being in the banking system
-Read a bank statement
-Understand what the various components of a bank statement mean to interpret where their money goes

"Future Ready: Financial Literacy" is an educational resource that focuses on teaching essential money management skills. Participants will learn about budgets, financial risks, and strategies to effectively manage their finances. The course covers important concepts such as budgeting, net worth, financial goals, insurance, and saving and investing. By following the provided guidelines and tips, learners will develop a solid understanding of how to manage money in a healthy and responsible way, paving the path towards a financially secure future.

In this mini-unit, students begin by creating a career plan and an education plan. After learning financial aid vocabulary concepts, students will play an online game called “Payback” to apply knowledge learned about paying for college. The activity concludes with students creating a personal resume and taking notes on job interview tips.

In this mini-unit, students learn basic vocabulary about insurance and then play an online game called “That’s a Bummer” to practice knowledge learned. Additional activities in this lesson include an insurance edpuzzle, video resources, reflection questions, and an insurance math worksheet.

Class Time Needed: 4 to 5 Class Periods

The purpose of this task is for students to solve problems involving decimals in a context involving a concept that supports financial literacy, namely inflation.

This crosswalk aligns Next Gen Personal Finance's free curriculum to Oregon's High School Personal Financial Education Content Standards. Each standard is matched with the corresponding lessons from NGPF's Semester Course and supplemental resources. Each lesson links directly to NGPF's website, where you can find both the Student Activity Packet and Lesson Guide/Answer Key.

In This Collection: Media Gallery (2), Video (2), Interactive (1), Lesson Plan (1) for Grades 6-8, 9-12

A collection of interactive games to engage students around different personal finance concepts.

The Question of the Day is the perfect way to warm up your students before a lesson or introduce a new topic. These questions are designed to spark curiosity for better student engagement!

Technological advances have created unprecedented opportunities for online financial education that can be used to improve financial literacy and money management practices. While online financial education programs have become popular, relevant research and theoretical frameworks have rarely been considered in the development of such programs. This article synthesizes lessons from literature and theories for the development of an effective online financial education program. Drawing from literature on financial literacy education and online education, implications and recommendations for integrating technology into online financial education programs for adults are discussed.

The purpose of this task is to give students an opportunity to explore various aspects of exponential models (e.g., distinguishing between constant absolute growth and constant relative growth, solving equations using logarithms, applying compound interest formulas) in the context of a real world problem with ties to developing financial literacy skills.

This article describes a tool developed by educators of the University of Minnesota Extension and University of Wisconsin Cooperative Extension to assist professionals as they plan financial education for participants. In today's changing economy, financial education is essential throughout one's life cycle. By understanding learner attributes, educators can create motivating learning environments and seek appropriate teaching methods to capture participant attention. Multi-generational complications may arise as people view and communicate about money differently. The financial literacy grid was developed to examine generational characteristics, life cycle tasks, financial concepts, and appropriate teaching techniques to meet learner needs.

Willow Tufano is only 14, but she's already accomplished something many adults dream of. She's a homeowner! She got her start selling things she found on Craigslist and worked her way up to being able to buy a house! Watch her story here.

     This problem-based learning module is designed to link a student’s real-life problem to learning targets in the subjects of math, social studies and language arts.  The problem being, what route is best for me to buy a vehicle?  The students will prepare, research and present findings about their own personal finances relating to buying a vehicle.  The students will create two equations based on two purchasing plans they will be comparing.  At the conclusion, students will be able to decide which plan is best for them based on research and mathematical practices.  Students will present to their peers, teachers, administrators, and most importantly their parents in an attempt to convince them of their chosen plan.    This blended module includes teacher led instruction, student led rotations, community stakeholder collaboration and technology integration.

Students will define compound interest, distinguish it from simple interest, calculate compound interest using a compound interest rate calculator, and apply the concept to real-life scenarios.

Class Time Needed: 90 minutes